Age : 38 years
"I take loan from Saving Group because the interest rate is less compared to bank and because I know everyone in the group. I am happy that I do not have to ask money from my husband. I feel independent."
I took Chhimeki’s Volunteer Training in the year 2007. Before taking the training I was completely a housewife. The whole time I used to sit at home. But I always wanted to do something in my life. Didi (a respectful term used for a woman greater in age) from Chhimeki came to my house looking for potential volunteers. I eagerly showed my interest. It was during the training that I started to go outside my house. After this I took beauty parlor training and for about two years I worked in another’s parlor as a helper. My son was very small at that time so I decided to open my own parlor near my house. In the year 2008 I opened my own parlor in Kilsaghar, Nardevi. After the April, 2015 earthquake many people in my area left their house and went somewhere else. Due to this people stopped coming to the parlor. To utilize my time I took Advance Training Course in Dillibazar. I opened the parlor for short time in the morning and evening. Now gradually people have started coming but it is not like before.
How she was involved in saving?
I took Chhimeki volunteer training in the year 2007. The trained volunteers of our area used to meet once every month for Growth Monitoring. After the training we were given areas to collect the information of pregnant, postnatal and children below three years old. We used to collect data and submit it to the office. While gathering in the growth monitoring, we volunteers came up with the idea of saving. From the year 2008, I began to save in the group's Saving and Credit.
How she opened her parlor?
I initially took loan of Rs. 10,000 from Saving Group that I repaid in six months along with interest. Then again I took another loan. With that money and with family’s support, I opened my parlor. I take loan from Saving Group because the interest rate is less compared to bank and because I know everyone in the group.
What changes did it bring in her life?
Before I used to feel scared of loans. Now I am confident that I am able to pay back loan. I am happy that I do not have to ask money from my husband. I feel independent. I can spend on my own wish.
What plans she has for future?
In future I want to be a trainer and give parlor training to other girls.